Mr XING Cheng is the Chief Product Officer of PayNet. He plays a pivotal role in charting product vision and roadmap for PayNet, as well as leading product initiatives to drive volume growth and Go-to-Market adoption in Malaysia.

He comes with dynamic experiences with focuses on payments, lending, embedded finance, digital banking, AI, big data, cloud adaption, combining technology and business know-how to offer GTM solutions with lower processing cost, deeper customer insights, and therefore enabling large scale of business growth.

Cheng comes with over 25 years of dynamic experiences, a veteran banker and a change evangelist in leading product innovation and
digital transformation in the Financial & Technology industry.

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Sharing the organisation perspective about importance of product, and necessitating the mindset shift towards an agile organisation.